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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,665 | $106,864+11.0% | $147,318-19.4% | $82,637+43.6% |
| Participation rate | 90.7% | 75.5%+15.2pp | 82.1%+8.7pp | 68.1%+22.7pp |
| Annual return | 16.93% | 27.49%-10.6pp | 70.43%-53.5pp | 53.51%-36.6pp |
| Employer contribution / active EE | $6,664 | $3,417+95.1% | $4,593+45.1% | $2,552+161.1% |
| Participant deferral / active EE | $15,459 | $6,496+138.0% | $7,906+95.5% | $4,126+274.7% |
| Admin fee / account holder | $22,341 | $8,415+165.5% | $13,708+63.0% | $7,339+204.4% |