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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,911 | $112,112-5.5% | $95,956+10.4% | $158,950-33.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 20.16% | 171.15%-151.0pp | 91.63%-71.5pp | 302.91%-282.7pp |
| Employer contribution / active EE | $5,943 | $3,199+85.8% | $2,541+133.9% | $4,762+24.8% |
| Participant deferral / active EE | $15,749 | $4,784+229.2% | $4,167+278.0% | $5,983+163.2% |
| Admin fee / account holder | $508 | $10,134-95.0% | $6,797-92.5% | $11,248-95.5% |