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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,808 | $51,222-18.4% | $70,544-40.7% | $75,173-44.4% |
| Participation rate | 98.6% | 61.0%+37.6pp | 68.4%+30.3pp | 67.2%+31.4pp |
| Annual return | 29.11% | 30.06%-0.9pp | 32.79%-3.7pp | 160.72%-131.6pp |
| Employer contribution / active EE | $5,471 | $1,827+199.5% | $2,976+83.8% | $2,671+104.8% |
| Participant deferral / active EE | $5,711 | $2,850+100.4% | $4,568+25.0% | $4,126+38.4% |
| Admin fee / account holder | $2,059 | $4,096-49.7% | $6,427-68.0% | $5,651-63.6% |