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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,289 | $48,267-35.2% | $68,808-54.5% | $68,486-54.3% |
| Participation rate | 93.8% | 60.7%+33.2pp | 69.0%+24.8pp | 67.9%+26.0pp |
| Annual return | -20.68% | -12.70%-8.0pp | -6.37%-14.3pp | -7.85%-12.8pp |
| Employer contribution / active EE | $6,105 | $1,829+233.8% | $2,656+129.9% | $2,597+135.1% |
| Participant deferral / active EE | $5,475 | $2,867+91.0% | $3,942+38.9% | $4,028+35.9% |
| Admin fee / account holder | $4,791 | $4,362+9.8% | $4,936-2.9% | $5,404-11.3% |