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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,558 | $55,902-20.3% | $76,030-41.4% | $80,959-45.0% |
| Participation rate | 97.7% | 62.1%+35.6pp | 69.1%+28.6pp | 67.7%+30.0pp |
| Annual return | 15.93% | 20.59%-4.7pp | 361.54%-345.6pp | 35.67%-19.7pp |
| Employer contribution / active EE | $5,422 | $1,867+190.4% | $2,688+101.7% | $2,757+96.6% |
| Participant deferral / active EE | $5,337 | $3,051+75.0% | $4,257+25.4% | $4,300+24.1% |
| Admin fee / account holder | $4,640 | $5,239-11.4% | $6,421-27.7% | $6,925-33.0% |