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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,558 | $56,060-20.5% | $76,002-41.4% | $80,874-44.9% |
| Participation rate | 97.7% | 62.0%+35.7pp | 69.1%+28.6pp | 67.6%+30.1pp |
| Annual return | 15.93% | 20.54%-4.6pp | 360.07%-344.1pp | 35.62%-19.7pp |
| Employer contribution / active EE | $5,422 | $1,873+189.4% | $2,688+101.7% | $2,756+96.8% |
| Participant deferral / active EE | $5,337 | $3,051+74.9% | $4,257+25.4% | $4,297+24.2% |
| Admin fee / account holder | $4,640 | $5,237-11.4% | $6,414-27.6% | $6,935-33.1% |