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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,155 | $175,646-53.2% | $129,118-36.4% | $134,532-38.9% |
| Participation rate | 60.9% | 81.6%-20.7pp | 77.2%-16.4pp | 81.2%-20.4pp |
| Annual return | 59.75% | -11.39%+71.1pp | -10.94%+70.7pp | 418.27%-358.5pp |
| Employer contribution / active EE | $1,784 | $6,355-71.9% | $5,051-64.7% | $4,741-62.4% |
| Participant deferral / active EE | $4,280 | $7,970-46.3% | $6,539-34.6% | $6,401-33.1% |
| Admin fee / account holder | $459 | $23,578-98.1% | $14,305-96.8% | $11,429-96.0% |