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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,951 | $152,460-78.4% | $118,746-72.3% | $147,586-77.7% |
| Participation rate | 60.0% | 82.3%-22.3pp | 78.3%-18.3pp | 82.8%-22.8pp |
| Annual return | 20.20% | 17.41%+2.8pp | 24.54%-4.3pp | 578.59%-558.4pp |
| Employer contribution / active EE | $0 | $5,046-100.0% | $4,193-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,411 | $6,212-29.0% | $5,332-17.3% | $5,439-18.9% |
| Admin fee / account holder | $835 | $16,953-95.1% | $10,720-92.2% | $10,886-92.3% |