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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,533 | $152,592-0.7% | $125,180+21.1% | $152,885-0.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 31.15% | 54.84%-23.7pp | 43.79%-12.6pp | 345.39%-314.2pp |
| Employer contribution / active EE | $17,561 | $4,947+255.0% | $3,866+354.3% | $4,763+268.7% |
| Participant deferral / active EE | $9,065 | $5,868+54.5% | $4,937+83.6% | $5,851+54.9% |
| Admin fee / account holder | $937 | $13,435-93.0% | $9,703-90.3% | $11,598-91.9% |