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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,881 | $174,018-62.1% | $136,833-51.9% | $198,609-66.8% |
| Participation rate | 57.1% | 65.1%-8.0pp | 59.0%-1.9pp | 82.4%-25.2pp |
| Annual return | 17.05% | 35.16%-18.1pp | 35.32%-18.3pp | 202.70%-185.6pp |
| Employer contribution / active EE | $1,105 | $1,571-29.7% | $1,319-16.2% | $5,055-78.1% |
| Participant deferral / active EE | $3,390 | $2,873+18.0% | $2,441+38.9% | $6,977-51.4% |
| Admin fee / account holder | $838 | $5,434-84.6% | $4,706-82.2% | $19,030-95.6% |