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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,881 | $94,439-30.2% | $73,658-10.6% | $154,746-57.4% |
| Participation rate | 57.1% | 64.7%-7.5pp | 57.0%+0.1pp | 80.7%-23.6pp |
| Annual return | 17.05% | 28.25%-11.2pp | 29.72%-12.7pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,105 | $1,257-12.1% | $1,032+7.1% | $4,379-74.8% |
| Participant deferral / active EE | $3,390 | $2,527+34.1% | $2,062+64.4% | $6,730-49.6% |
| Admin fee / account holder | $838 | $3,843-78.2% | $3,357-75.0% | $14,365-94.2% |