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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,242 | $112,915-80.3% | $90,965-75.5% | $158,950-86.0% |
| Participation rate | 42.9% | 74.7%-31.9pp | 69.0%-26.2pp | 82.0%-39.1pp |
| Annual return | 883.64% | 215.75%+667.9pp | 134.57%+749.1pp | 302.91%+580.7pp |
| Employer contribution / active EE | $695 | $2,894-76.0% | $2,122-67.3% | $4,762-85.4% |
| Participant deferral / active EE | $7,678 | $4,128+86.0% | $3,373+127.6% | $5,983+28.3% |
| Admin fee / account holder | $0 | $8,044-100.0% | $5,960-100.0% | $11,248-100.0% |