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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,217 | $27,936-49.1% | $58,561-75.7% | $75,173-81.1% |
| Participation rate | 33.3% | 38.8%-5.5pp | 50.9%-17.5pp | 67.2%-33.9pp |
| Annual return | 20.10% | 44.21%-24.1pp | 4251.33%-4231.2pp | 160.72%-140.6pp |
| Employer contribution / active EE | $536 | $670-19.9% | $1,053-49.1% | $2,671-79.9% |
| Participant deferral / active EE | $1,262 | $1,202+5.0% | $1,923-34.4% | $4,126-69.4% |
| Admin fee / account holder | $294 | $1,727-83.0% | $2,520-88.3% | $5,651-94.8% |