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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,112 | $58,099-87.8% | $76,872-90.7% | $75,173-90.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 14.63% | 26.71%-12.1pp | 37.90%-23.3pp | 160.72%-146.1pp |
| Employer contribution / active EE | $1,892 | $1,996-5.2% | $2,533-25.3% | $2,671-29.2% |
| Participant deferral / active EE | $1,912 | $2,999-36.3% | $3,832-50.1% | $4,126-53.7% |
| Admin fee / account holder | $923 | $4,778-80.7% | $5,476-83.1% | $5,651-83.7% |