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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,688 | $88,585-92.4% | $69,884-90.4% | $134,532-95.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -14.02% | 442.80%-456.8pp | 190.81%-204.8pp | 418.27%-432.3pp |
| Employer contribution / active EE | $1,131 | $3,235-65.1% | $2,560-55.8% | $4,741-76.2% |
| Participant deferral / active EE | $2,091 | $4,770-56.2% | $3,848-45.7% | $6,401-67.3% |
| Admin fee / account holder | $7,664 | $10,441-26.6% | $6,266+22.3% | $11,429-32.9% |