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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,589 | $211,946-87.5% | $169,452-84.3% | $135,379-80.4% |
| Participation rate | 95.8% | 82.6%+13.2pp | 77.8%+18.1pp | 82.6%+13.2pp |
| Annual return | -9.95% | 3.26%-13.2pp | 1.83%-11.8pp | 519.79%-529.7pp |
| Employer contribution / active EE | $8,191 | $5,117+60.1% | $4,157+97.0% | $4,779+71.4% |
| Participant deferral / active EE | $5,705 | $6,075-6.1% | $5,277+8.1% | $5,609+1.7% |
| Admin fee / account holder | $522 | $11,472-95.4% | $9,110-94.3% | $10,828-95.2% |