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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,163 | $215,361-92.0% | $171,082-90.0% | $273,972-93.7% |
| Participation rate | 62.5% | 82.0%-19.5pp | 76.7%-14.2pp | 83.0%-20.5pp |
| Annual return | 34.73% | 25.14%+9.6pp | 32.56%+2.2pp | 41.46%-6.7pp |
| Employer contribution / active EE | $4,825 | $4,967-2.9% | $4,002+20.6% | $4,869-0.9% |
| Participant deferral / active EE | $4,566 | $5,543-17.6% | $4,797-4.8% | $5,287-13.6% |
| Admin fee / account holder | $41 | $10,846-99.6% | $8,520-99.5% | $10,133-99.6% |