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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,647 | $176,077+66.2% | $159,455+83.5% | $167,518+74.7% |
| Participation rate | 93.8% | 84.9%+8.8pp | 82.8%+10.9pp | 82.1%+11.6pp |
| Annual return | 16.81% | 331.83%-315.0pp | 263.63%-246.8pp | 478.71%-461.9pp |
| Employer contribution / active EE | $5,009 | $5,298-5.4% | $4,830+3.7% | $4,838+3.5% |
| Participant deferral / active EE | $7,777 | $7,751+0.3% | $7,353+5.8% | $6,342+22.6% |
| Admin fee / account holder | $3,441 | $12,556-72.6% | $10,800-68.1% | $12,312-72.1% |