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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,358 | $110,212-78.8% | $96,534-75.8% | $139,466-83.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | -5.10% | 26.42%-31.5pp | 25.88%-31.0pp | 373.66%-378.8pp |
| Employer contribution / active EE | $1,861 | $3,620-48.6% | $2,965-37.3% | $4,754-60.9% |
| Participant deferral / active EE | $6,233 | $5,547+12.4% | $4,851+28.5% | $6,712-7.1% |
| Admin fee / account holder | $3,950 | $11,599-65.9% | $8,253-52.1% | $11,409-65.4% |