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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,927 | $100,805-81.2% | $86,698-78.2% | $134,532-85.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -22.30% | 29.09%-51.4pp | 35.95%-58.3pp | 418.27%-440.6pp |
| Employer contribution / active EE | $2,625 | $3,490-24.8% | $2,837-7.4% | $4,741-44.6% |
| Participant deferral / active EE | $5,591 | $5,339+4.7% | $4,656+20.1% | $6,401-12.7% |
| Admin fee / account holder | $301 | $10,925-97.2% | $7,493-96.0% | $11,429-97.4% |