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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,807 | $124,314-97.7% | $109,163-97.4% | $167,518-98.3% |
| Participation rate | 93.8% | 79.4%+14.3pp | 75.9%+17.9pp | 82.1%+11.6pp |
| Annual return | 17.44% | 26.04%-8.6pp | 25.75%-8.3pp | 478.71%-461.3pp |
| Employer contribution / active EE | $1,190 | $4,209-71.7% | $3,723-68.0% | $4,838-75.4% |
| Participant deferral / active EE | $2,821 | $5,256-46.3% | $4,654-39.4% | $6,342-55.5% |
| Admin fee / account holder | $781 | $7,973-90.2% | $6,754-88.4% | $12,312-93.7% |