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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MILLENNIUM INVESTMENT & RETIRMENT A Service code 15 · EIN 94-3428956 | Recordkeeping | $7,654 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,450 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,694 | $60,165-24.1% | $74,184-38.4% | $55,167-17.2% |
| Participation rate | 64.3% | 74.2%-9.9pp | 76.6%-12.3pp | 69.0%-4.7pp |
| Annual return | 20.15% | 10.00%+10.2pp | 17.74%+2.4pp | 169.23%-149.1pp |
| Employer contribution / active EE | $1,742 | $1,600+8.9% | $2,370-26.5% | $1,963-11.2% |
| Participant deferral / active EE | $3,293 | $2,973+10.8% | $3,550-7.2% | $3,054+7.8% |
| Admin fee / account holder | $186 | $419-55.7% | $5,586-96.7% | $504-63.1% |