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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,398 | $167,504-17.4% | $151,628-8.7% | $134,509+2.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.96% | 7.81%-26.8pp | 3.34%-22.3pp | 418.13%-437.1pp |
| Employer contribution / active EE | $13,759 | $6,828+101.5% | $6,165+123.2% | $4,741+190.2% |
| Participant deferral / active EE | $7,125 | $8,985-20.7% | $8,363-14.8% | $6,400+11.3% |
| Admin fee / account holder | $787 | $13,779-94.3% | $11,613-93.2% | $11,427-93.1% |