Filed November 26, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,350 | $109,881+28.6% | $150,045-5.8% | $84,808+66.7% |
| Participation rate | 48.6% | 76.1%-27.4pp | 82.3%-33.7pp | 68.3%-19.7pp |
| Annual return | 18.66% | 28.25%-9.6pp | 62.55%-43.9pp | 40.90%-22.2pp |
| Employer contribution / active EE | $2,226 | $3,561-37.5% | $4,693-52.6% | $2,631-15.4% |
| Participant deferral / active EE | $7,085 | $6,636+6.8% | $7,997-11.4% | $4,212+68.2% |
| Admin fee / account holder | $1,035 | $8,568-87.9% | $13,435-92.3% | $7,344-85.9% |