Filed November 26, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,831 | $102,317+14.2% | $146,958-20.5% | $80,856+44.5% |
| Participation rate | 46.2% | 75.8%-29.7pp | 82.2%-36.0pp | 67.6%-21.5pp |
| Annual return | 56.51% | 134.76%-78.2pp | 418.34%-361.8pp | 35.59%+20.9pp |
| Employer contribution / active EE | $2,238 | $3,713-39.7% | $4,933-54.6% | $2,755-18.8% |
| Participant deferral / active EE | $7,181 | $6,644+8.1% | $8,070-11.0% | $4,296+67.2% |
| Admin fee / account holder | $4,429 | $7,941-44.2% | $12,998-65.9% | $6,918-36.0% |