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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,570 | $93,598-57.7% | $135,974-70.9% | $75,173-47.4% |
| Participation rate | 94.4% | 75.2%+19.2pp | 81.9%+12.4pp | 67.2%+27.2pp |
| Annual return | 53.91% | 30.89%+23.0pp | 68.30%-14.4pp | 160.72%-106.8pp |
| Employer contribution / active EE | $3,463 | $3,538-2.1% | $4,859-28.7% | $2,671+29.7% |
| Participant deferral / active EE | $9,057 | $6,405+41.4% | $7,760+16.7% | $4,126+119.5% |
| Admin fee / account holder | $815 | $6,978-88.3% | $10,767-92.4% | $5,651-85.6% |