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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,640 | $157,304-57.0% | $141,197-52.1% | $152,909-55.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.27% | 64.34%-43.1pp | 71.41%-50.1pp | 345.46%-324.2pp |
| Employer contribution / active EE | $11,639 | $5,263+121.2% | $4,736+145.7% | $4,764+144.3% |
| Participant deferral / active EE | $6,767 | $7,111-4.8% | $6,710+0.8% | $5,851+15.7% |
| Admin fee / account holder | $380 | $12,126-96.9% | $10,265-96.3% | $11,601-96.7% |