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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,064 | $251,004-89.2% | $191,597-85.9% | $138,895-80.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 76.9%+23.1pp | 79.9%+20.1pp |
| Annual return | 19.00% | 31.05%-12.1pp | 27.07%-8.1pp | 145.39%-126.4pp |
| Employer contribution / active EE | $2,292 | $6,226-63.2% | $5,025-54.4% | $4,194-45.4% |
| Participant deferral / active EE | $4,748 | $8,154-41.8% | $6,850-30.7% | $6,396-25.8% |
| Admin fee / account holder | $2,028 | $31,471-93.6% | $22,799-91.1% | $12,562-83.9% |