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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,470 | $210,510-89.3% | $153,500-85.4% | $145,877-84.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.73% | 13.45%-4.7pp | 15.70%-7.0pp | 551.28%-542.6pp |
| Employer contribution / active EE | $2,339 | $6,052-61.4% | $5,039-53.6% | $4,663-49.8% |
| Participant deferral / active EE | $4,749 | $7,974-40.4% | $6,756-29.7% | $6,691-29.0% |
| Admin fee / account holder | $5,014 | $19,455-74.2% | $12,736-60.6% | $13,402-62.6% |