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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,064 | $282,059-90.4% | $213,469-87.3% | $154,746-82.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 19.00% | 20.90%-1.9pp | 20.58%-1.6pp | 172.34%-153.3pp |
| Employer contribution / active EE | $2,292 | $6,189-63.0% | $4,994-54.1% | $4,379-47.7% |
| Participant deferral / active EE | $4,748 | $8,186-42.0% | $6,841-30.6% | $6,730-29.5% |
| Admin fee / account holder | $2,028 | $37,435-94.6% | $27,141-92.5% | $14,365-85.9% |