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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,064 | $407,956-93.4% | $299,830-91.0% | $198,609-86.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 78.5%+21.5pp | 82.4%+17.6pp |
| Annual return | 19.00% | 6.66%+12.3pp | 10.58%+8.4pp | 202.70%-183.7pp |
| Employer contribution / active EE | $2,292 | $7,661-70.1% | $5,842-60.8% | $5,055-54.7% |
| Participant deferral / active EE | $4,748 | $8,628-45.0% | $7,038-32.5% | $6,977-31.9% |
| Admin fee / account holder | $2,028 | $73,031-97.2% | $50,982-96.0% | $19,030-89.3% |