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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,819 | $109,863-60.1% | $98,477-55.5% | $167,518-73.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 101.59% | 1958.09%-1856.5pp | 1493.59%-1392.0pp | 478.71%-377.1pp |
| Employer contribution / active EE | $6,561 | $3,225+103.4% | $2,961+121.6% | $4,838+35.6% |
| Participant deferral / active EE | $12,857 | $4,673+175.1% | $4,276+200.7% | $6,342+102.7% |
| Admin fee / account holder | $673 | $6,755-90.0% | $5,951-88.7% | $12,312-94.5% |