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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,476 | $108,911-43.6% | $100,392-38.8% | $145,884-57.9% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 10.17% | 58.23%-48.1pp | 49.45%-39.3pp | 551.85%-541.7pp |
| Employer contribution / active EE | $2,194 | $4,420-50.4% | $3,941-44.3% | $4,662-52.9% |
| Participant deferral / active EE | $4,305 | $8,459-49.1% | $8,090-46.8% | $6,690-35.6% |
| Admin fee / account holder | $24,838 | $9,698+156.1% | $7,904+214.2% | $13,392+85.5% |