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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,642 | $77,157-55.1% | $108,405-68.0% | $85,851-59.6% |
| Participation rate | 65.7% | 74.7%-9.0pp | 80.1%-14.4pp | 69.3%-3.6pp |
| Annual return | 50.57% | 44.55%+6.0pp | 905.55%-855.0pp | 318.63%-268.1pp |
| Employer contribution / active EE | $2,676 | $2,379+12.5% | $3,559-24.8% | $2,565+4.3% |
| Participant deferral / active EE | $4,687 | $5,567-15.8% | $6,563-28.6% | $3,952+18.6% |
| Admin fee / account holder | $5,311 | $5,174+2.7% | $7,297-27.2% | $6,261-15.2% |