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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,732 | $155,555+47.7% | $146,866+56.4% | $155,188+48.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 13.22% | 115.41%-102.2pp | 102.85%-89.6pp | 148.84%-135.6pp |
| Employer contribution / active EE | $4,567 | $4,647-1.7% | $4,425+3.2% | $4,248+7.5% |
| Participant deferral / active EE | $9,324 | $8,044+15.9% | $7,759+20.2% | $6,531+42.8% |
| Admin fee / account holder | $6,100 | $14,755-58.7% | $13,620-55.2% | $14,480-57.9% |