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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,011 | $148,629+55.4% | $135,982+69.9% | $139,487+65.6% |
| Participation rate | 55.6% | 83.9%-28.3pp | 81.9%-26.4pp | 80.3%-24.8pp |
| Annual return | 17.10% | 79.33%-62.2pp | 68.32%-51.2pp | 373.84%-356.7pp |
| Employer contribution / active EE | $3,245 | $5,247-38.1% | $4,859-33.2% | $4,755-31.7% |
| Participant deferral / active EE | $12,976 | $8,102+60.1% | $7,760+67.2% | $6,713+93.3% |
| Admin fee / account holder | $2,483 | $12,406-80.0% | $10,767-76.9% | $11,407-78.2% |