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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,599 | $167,362+73.6% | $143,799+102.1% | $134,532+116.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.37% | 0.47%-16.8pp | -0.04%-16.3pp | 418.27%-434.6pp |
| Employer contribution / active EE | $40,061 | $5,620+612.8% | $4,952+709.0% | $4,741+745.0% |
| Participant deferral / active EE | $24,552 | $6,447+280.8% | $5,638+335.4% | $6,401+283.6% |
| Admin fee / account holder | $124,023 | $18,094+585.4% | $14,677+745.0% | $11,429+985.2% |