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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,395 | $180,459+13.8% | $154,108+33.3% | $135,380+51.7% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -9.86% | 888.21%-898.1pp | 735.21%-745.1pp | 519.81%-529.7pp |
| Employer contribution / active EE | $28,000 | $6,035+364.0% | $5,298+428.6% | $4,779+485.9% |
| Participant deferral / active EE | $14,375 | $5,806+147.6% | $5,081+182.9% | $5,609+156.3% |
| Admin fee / account holder | $24,804 | $16,145+53.6% | $13,411+84.9% | $10,828+129.1% |