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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,179 | $162,821-85.8% | $133,978-82.7% | $158,982-85.4% |
| Participation rate | 87.5% | 83.2%+4.3pp | 79.8%+7.7pp | 82.0%+5.5pp |
| Annual return | 13.25% | 41.95%-28.7pp | 45.10%-31.8pp | 302.99%-289.7pp |
| Employer contribution / active EE | $1,200 | $4,976-75.9% | $3,919-69.4% | $4,763-74.8% |
| Participant deferral / active EE | $2,248 | $5,910-62.0% | $5,047-55.5% | $5,983-62.4% |
| Admin fee / account holder | $4,985 | $11,742-57.5% | $8,930-44.2% | $11,252-55.7% |