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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,719 | $99,011-53.8% | $86,582-47.2% | $147,586-69.0% |
| Participation rate | 76.9% | 76.3%+0.6pp | 73.5%+3.4pp | 82.8%-5.9pp |
| Annual return | 15.13% | 1312.75%-1297.6pp | 965.08%-950.0pp | 578.59%-563.5pp |
| Employer contribution / active EE | $1,897 | $3,132-39.4% | $2,839-33.2% | $4,876-61.1% |
| Participant deferral / active EE | $1,610 | $3,972-59.5% | $3,609-55.4% | $5,439-70.4% |
| Admin fee / account holder | $2,285 | $5,709-60.0% | $4,904-53.4% | $10,886-79.0% |