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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,666 | $157,276+106.4% | $141,177+130.0% | $152,885+112.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.23% | 64.33%-37.1pp | 71.40%-44.2pp | 345.39%-318.2pp |
| Employer contribution / active EE | $9,285 | $5,262+76.5% | $4,736+96.1% | $4,763+94.9% |
| Participant deferral / active EE | $15,545 | $7,110+118.6% | $6,710+131.7% | $5,851+165.7% |
| Admin fee / account holder | $1,085 | $12,123-91.0% | $10,263-89.4% | $11,598-90.6% |