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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,643 | $175,257-71.1% | $149,717-66.2% | $139,456-63.7% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 23.32% | 166.70%-143.4pp | 134.41%-111.1pp | 373.45%-350.1pp |
| Employer contribution / active EE | $6,082 | $5,477+11.0% | $4,820+26.2% | $4,753+28.0% |
| Participant deferral / active EE | $3,996 | $6,521-38.7% | $5,682-29.7% | $6,711-40.5% |
| Admin fee / account holder | $666 | $16,156-95.9% | $13,213-95.0% | $11,407-94.2% |