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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,239 | $135,956-68.9% | $123,894-65.9% | $273,972-84.6% |
| Participation rate | 33.3% | 84.1%-50.7pp | 81.4%-48.1pp | 83.0%-49.7pp |
| Annual return | 15.40% | 56.63%-41.2pp | 47.52%-32.1pp | 41.46%-26.1pp |
| Employer contribution / active EE | $968 | $5,170-81.3% | $4,617-79.0% | $4,869-80.1% |
| Participant deferral / active EE | $6,000 | $6,343-5.4% | $5,984+0.3% | $5,287+13.5% |
| Admin fee / account holder | $429 | $9,817-95.6% | $8,357-94.9% | $10,133-95.8% |