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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,203 | $166,089-75.2% | $164,928-75.0% | $145,978-71.8% |
| Participation rate | 86.7% | 82.0%+4.7pp | 78.6%+8.0pp | 80.3%+6.4pp |
| Annual return | 21.51% | 100.26%-78.7pp | 70.08%-48.6pp | 550.52%-529.0pp |
| Employer contribution / active EE | $3,269 | $5,276-38.1% | $4,343-24.7% | $4,662-29.9% |
| Participant deferral / active EE | $5,778 | $6,961-17.0% | $6,034-4.2% | $6,690-13.6% |
| Admin fee / account holder | $304 | $16,641-98.2% | $12,684-97.6% | $13,400-97.7% |