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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,463 | $154,209-82.8% | $130,062-79.7% | $139,487-81.0% |
| Participation rate | 86.7% | 82.0%+4.7pp | 78.5%+8.2pp | 80.3%+6.3pp |
| Annual return | 19.81% | 32.52%-12.7pp | -137.37%+157.2pp | 373.84%-354.0pp |
| Employer contribution / active EE | $2,434 | $5,292-54.0% | $4,322-43.7% | $4,755-48.8% |
| Participant deferral / active EE | $4,956 | $6,709-26.1% | $5,821-14.9% | $6,713-26.2% |
| Admin fee / account holder | $7,099 | $13,988-49.2% | $10,601-33.0% | $11,407-37.8% |