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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,197 | $157,296-64.3% | $141,191-60.2% | $152,897-63.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.65% | 64.34%-53.7pp | 71.41%-60.8pp | 345.43%-334.8pp |
| Employer contribution / active EE | $5,440 | $5,262+3.4% | $4,736+14.9% | $4,764+14.2% |
| Participant deferral / active EE | $12,408 | $7,111+74.5% | $6,710+84.9% | $5,851+112.1% |
| Admin fee / account holder | $1,801 | $12,125-85.1% | $10,264-82.5% | $11,599-84.5% |