Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $29,101 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,390 | $91,439-49.3% | $135,974-65.9% | $71,511-35.1% |
| Participation rate | 64.1% | 75.7%-11.5pp | 81.9%-17.8pp | 67.9%-3.8pp |
| Annual return | -69.65% | 29.90%-99.5pp | 68.30%-138.0pp | 28.86%-98.5pp |
| Employer contribution / active EE | $5 | $3,705-99.9% | $4,859-99.9% | $2,589-99.8% |
| Participant deferral / active EE | $14,775 | $7,093+108.3% | $7,760+90.4% | $4,291+244.4% |
| Admin fee / account holder | $229 | $1,267-81.9% | $10,767-97.9% | $1,588-85.6% |