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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,949 | $154,228-47.5% | $145,433-44.3% | $137,256-41.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 30.01% | 74.59%-44.6pp | 66.58%-36.6pp | 220.34%-190.3pp |
| Employer contribution / active EE | $1,668 | $4,804-65.3% | $4,554-63.4% | $4,156-59.9% |
| Participant deferral / active EE | $15,170 | $8,216+84.6% | $7,897+92.1% | $6,407+136.8% |
| Admin fee / account holder | $454 | $14,344-96.8% | $13,129-96.5% | $12,270-96.3% |