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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,854 | $165,381+41.4% | $149,730+56.2% | $158,966+47.1% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 17.88% | 348.29%-330.4pp | 276.70%-258.8pp | 302.95%-285.1pp |
| Employer contribution / active EE | $3,925 | $5,104-23.1% | $4,645-15.5% | $4,762-17.6% |
| Participant deferral / active EE | $11,347 | $7,182+58.0% | $6,843+65.8% | $5,983+89.6% |
| Admin fee / account holder | $570 | $10,809-94.7% | $9,310-93.9% | $11,250-94.9% |