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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,273 | $157,296+30.5% | $141,191+45.4% | $152,897+34.3% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 25.68% | 64.34%-38.7pp | 71.41%-45.7pp | 345.43%-319.7pp |
| Employer contribution / active EE | $3,811 | $5,262-27.6% | $4,736-19.5% | $4,764-20.0% |
| Participant deferral / active EE | $11,077 | $7,111+55.8% | $6,710+65.1% | $5,851+89.3% |
| Admin fee / account holder | $610 | $12,125-95.0% | $10,264-94.1% | $11,599-94.7% |