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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,483 | $81,763-68.8% | $58,561-56.5% | $139,466-81.7% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 37.98% | 7427.77%-7389.8pp | 4251.33%-4213.3pp | 373.66%-335.7pp |
| Employer contribution / active EE | $1,116 | $1,398-20.2% | $1,053+5.9% | $4,754-76.5% |
| Participant deferral / active EE | $2,369 | $2,555-7.3% | $1,923+23.2% | $6,712-64.7% |
| Admin fee / account holder | $3,500 | $3,273+6.9% | $2,520+38.8% | $11,409-69.3% |