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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,913 | $84,551-90.6% | $61,452-87.1% | $134,532-94.1% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -33.97% | 585.39%-619.4pp | 338.96%-372.9pp | 418.27%-452.2pp |
| Employer contribution / active EE | $1,977 | $1,545+28.0% | $1,160+70.5% | $4,741-58.3% |
| Participant deferral / active EE | $3,772 | $2,818+33.8% | $2,125+77.5% | $6,401-41.1% |
| Admin fee / account holder | $302 | $2,587-88.3% | $2,131-85.8% | $11,429-97.4% |