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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,527 | $167,362-42.9% | $143,799-33.6% | $134,532-29.0% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -15.08% | 0.47%-15.6pp | -0.04%-15.0pp | 418.27%-433.3pp |
| Employer contribution / active EE | $4,325 | $5,620-23.0% | $4,952-12.7% | $4,741-8.8% |
| Participant deferral / active EE | $5,484 | $6,447-14.9% | $5,638-2.7% | $6,401-14.3% |
| Admin fee / account holder | $1,570 | $18,094-91.3% | $14,677-89.3% | $11,429-86.3% |